How The Program Works

 
Recruiting

College student volunteers enroll local high school students.

We select high school students from underserved areas based on a combination of need and demonstrated interest in economics and investing

Students commit to complete an 8-week course and to graduate high school
 

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Teaching

Volunteers deliver interactive lessons about investing.

Topics include

  • What is a stock?

  • Compounding interest

  • Volatility and diversification

  • Mutual funds and ETFs

  • Dollar-cost averaging

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Investing

Students choose their investments using real funds provided by donors

Generous donors provide funds to FGI for our students to invest

Beginning in the third session, students are granted $50/week.  They allocate their funds across a set of mutual funds, in order to ensure a diverse portfolio 

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Vesting

How Students Access Their Investments

Students learn the notion of "vesting," whereby they earn the right to withdraw funds by meeting 3 criteria:
 
1. Complete the FGI program (attending at least 6 sessions)
2. Graduate high school.
3. Turn 18 years of age​


Upon meeting all 3 criteria, volunteers work with students to create their own investment accounts and transfer all of their investments.

 

A Typical FGI Session

A typical FGI session consists of the following:

  1. Volunteers and students discuss the past week’s financial news
     

  2. Volunteers break into groups of 4 students each, and teach a new concept, like compounding interest or dollar-cost averaging
     

  3. Students are granted $20 to invest beginning in week 4 (finishing the program with $100 invested in total)

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