How The Program Works
College student volunteers enroll local Title 1 high school students.
We select high school students from underserved areas based on a combination of need and demonstrated interest in economics and investing
Students commit to complete an 8-week course and to graduate high school in order to receive their investments
Volunteers deliver interactive lessons about investing.
What is a stock?
Volatility and diversification
Mutual funds and ETFs
Students choose their investments using real funds provided by donors
Generous donors provide funds to FGI for our students to invest
Beginning in the fourth session, students are granted $20/week. They allocate their funds across a set of mutual funds, in order to ensure a diverse portfolio
How Students Access Their Investments
Students learn the notion of "vesting," whereby they earn the right to withdraw funds by meeting 3 criteria:
1. Complete the FGI program (attending at least 6 sessions)
2. Graduate high school.
3. Turn 18 years of age
Upon meeting all 3 criteria, volunteers work with students to create their own investment accounts and transfer all of their investments.
A Typical FGI Session
A typical FGI session consists of the following:
Volunteers and students discuss the past week’s financial news
Volunteers break into groups of 4 students each, and teach a new concept, like compounding interest or dollar-cost averaging
Students are granted $20 to invest beginning in week 4 (finishing the program with $100 invested in total)